Investments and the Investment Process

Most people are already investors. If they have any money in a savings account, that is already one investment they have. An investment is any vehicle in which funds can be placed with the expectation that it will generate positive income or increase in value. Returns are received in two forms: current income and increased… Read More »

What Makes You Eligible for Venture Capital?

Venture capital firms and individuals are interested in many of the same factors that influence bankers in their analysis of loan applications from smaller companies. Though banks look at the immediate future of a small company, they are most heavily influenced by its past. Venture capitalists look at the long-term future of the company. Banks… Read More »

Canadian Term Insurance Explained

Canadian term insurance may be a new idea for many people who think of whole life insurance as simply a policy you pay throughout your lifetime, but term insurance is actually a better option for most people for several reasons. Term life insurance is basically a life insurance policy that lasts for a specified period… Read More »

Instant Loans – Prompt Response to Unforeseen Financial Fiasco

Loan market is flooded with loan types that cater to specific needs of loan borrowers – car loans, education loans, mortgage, home loan etc. But what if a requirement of £250 springs up and you don’t have the needful cash and neither can postpone the payment. For this specific cash constraint, there are instant loans.… Read More »

Rate Tarts No Longer Welcomed By Mortgage And Credit Card Providers

Following on from recent moves in the credit card industry (see Cashzilla “Rate tarts losing ability to cherry pick”) to reduce the number of people switching from one financial provider to another, mortgage lenders are now looking to follow suit. Abbey is the latest High Street mortgage lender to notify its customers that they are… Read More »

Banks and Money

A bank is therefore an institution that deals in money, as well as providing other financial services. They accept deposits of money from customers and they make loans of those funds to generate a profit. This profit is the difference between the interest they receive from the borrowers and the interest they pay to the… Read More »

Vital Functions of an Investment Banker

When a company decides to sell new securities to raise funds, this offering is referred to as a primary issue. An investment banker is the agent responsible for locating buyers for the securities. He or she represents an investment banking company. The investment bank first buys the primary issue from a corporation before arranging for… Read More »

How to Save Money

Merchant Accounts Your business is successful, but now your ready to take it to the next level and begin accepting credit card transactions, or you have already taken this step but your feeling that your merchant account provider has high fees and your not sure what to do, or what other providers are out there?… Read More »

Learn More About Real Estate Investment Trust

A real estate investment trust, or REIT, is a real estate company that works in much the same way that mutual funds do. The idea behind these trusts was to provide every individual in the U.S. an equal chance make investments with their money like those who are more affluent commonly invest in mutual funds.… Read More »